The importance of using financing tools to gain the perfect property

In today’s market place, re-sale properties are in low supply and high demand.   We call this a seller’s market.  We often see multiple offers, and over bidding on home offers.   This makes shopping for a home very competitive.


When you are considering making an offer. Know that your financing can help you gain an advantage.

Many sellers are offering little or no closing cost, and are not making repairs on properties. This should not be a deterrent for you getting the house you desire.

Consider This

Using a renovation loan product on a foreclosure or re-sale property

The renovation loan products allow you to make the necessary and desired improvements to a property after you take ownership in one loan.  It is a great solution to purchasing resale properties and avoiding repair request denials.

Taking a contractor with you shopping for houses

Getting a home inspection is a customary and recommended thing.  However, all it tells you is what is wrong.  What you really need to know is how much it cost to fix what is wrong.  A contractor can tell you this.  If you can schedule one to go with you shopping, you should do this.

Staying focused on your desired location

There are so many choices and options when considering where to purchase a home.  The only thing about a home that you can’t readily change is its location.  I don’t sell houses, but I do see a lot of indecisive buyers out there.  I always tell them to stick to their favorite location, and keep as many options open as possible.

Working with a team that is excellent at explaining the process and negotiating on your behalf.

It is imperative that you work with a realtor who has a team of professionals that are all working on your behalf.  You don’t have to use their recommendations, but if they are excellent at what they do, they will have a team of professionals designed to assist you with exactly what you need so that you home buying processes can be simple and seamless.  This team includes lenders, contractors, inspectors, stagers, designers, and local area specialist as well.

Foreclosed properties still present some of the best opportunities in the market place. As a consumer you need to know how to make the negotiations work in your favor without involving the seller.  Following these suggested tips will ensure that you’ll find the perfect house that can be tailor made into perfection for you.


If you need information about investing, or purchasing a property, we would love to help.

Contact us at 888-362-1706 or online at


What to do after you own your home

Buying a house is a fun, exciting experience. What happens next?

Home Maintenance and Repairs

Experts say that you should budget at least 1% of sales price of your home for upkeep each year.

If your home cost $300,000, then plan on spending at least $3000 per year for upkeep.

When is the best time to sell?

The best times to sell your home are when you

  • Need more space
  • Need less space
  • Relocating
  • Appreciated value over 20% of the original purchase price
  • During Spring and Summer

When is a good time to think about buying more properties?

The best time to consider investing in real estate is when you are able to pay your expenses and save significantly. Owning rental properties helps to hedge against inflation. Historically real estate out performs market variable investments.

Staying in contact with your real estate agent

It is important to stay connected to your realtor because they are resourceful. The best realtors service their clients long after the home closing.  You will have many questions as time progresses about upgrades, repairs and equity.  Your realtor should be able to refer you to home related services that will save you time and money.

Our firm specializes in helping buyers and investors of all types. We are happy to share our knowledge and expertise with every client. Regardless of what is needed or desired we will find a way to help you create the optimal solutions for you.

For more information contact us at 888-362-1706

10 Questions To Ask Your Realtor

Most people who are relocating do not have much time to make the key decision of where they will purchase. Wether you are moving across town, or to a entirely new area, when you are searching, please consider asking your realtor the following questions.

How far is the nearest Starbucks?

If you frequent Starbucks, you’ll want to know this. However Starbuck stores don’t appear in just any location. They target key demographics based on median household incomes.  This could be a great indication of where the community is trending.

How far is the local/nearest grocery store/market? 

This affects your quality of life. Can you walk to the store? Can you send your teenagers/friends for you?

What is the turnover rate in the community?

If there are people constantly buying/selling in a community, there could be lots of renters and may lead to lower property values. In the future. A great realtor can tell you stats on an area that may help you make an informed decision on the stability of a neighborhood.

How far is the property from my job?

You may not want to commute to work when you are new to an area. Once you get to know the city better, then moving to the suburbs and outskirts will be an easier choice to make.

How far away is the commercial and private airports?

If you travel for work or pleasure often, it will be important to know. Even If you don’t travel. Living in an area that has access to  airports give you an indication of  the type of people in the area  that will be utilizing these amenities.

Where are the nearest schools located?

Again, this affects your quality of life. Where your children go to school is a big decision for parents.  Will they be able to walk or will they have to be driven/bussed to school?  Realtors are not allowed/advised to make statements about what is “bad, or unsafe”, but they can provide or lead you to statistics that can help you make great decisions for yourself.  A great realtor will readily have multiple resources for you to consider.

What is the traffic pattern near the community?

This question is not often thought to ask when first visiting an area. Road Rage is a real thing.  You should know how close you are to mass transit.  You should know how long your commute will be.  You should also know what other events/projects will affect your ability to maneuver peacefully at your normal expectation. (i.e.  5k races, Concert traffic, Big Events, etc)

What are the demographics of the community?

Realtors will not tell you who lives in the neighborhood, but they can provide you statistical data about the trends of the community. You will want to find a community that best matches your lifestyle choices. For instance, you may not want to buy in an established community with retirees if you are a young effervescent couple planning a family.

What is the distance to major entertainment?

At some point, you may want to leave your home to entertain yourself. You may be the relative or friend that always host friends and family from out of town.  If all the major attractions are significant distances away, they may be something to consider…

What are homes in adjacent communities selling for?

You want to know the price of your future home, but it is equally important to know the price of homes surrounding your community. If you are mixed in with home significantly below your value, you want to access why that is, and how it will affect your capacity to sell in the future.

 Asking the right questions to the right realtor will give you options and confidence in making the important decision to buy now in your relocation. Not all realtors are created equal.  You should work with professionals that sell all types of properties at all price points.   They will have enough knowledge of the area to answer your obvious questions, and those you have not considered yet.

If you are looking to buy or sell your home, we can help you get that same level of service in 50 states. Please contact us at 888-362-1706 or email us